Enrolling in health care coverage can be confusing, so we’ve put together a list of five help things you should know before you enroll.
- The Marketplace is open for business. The fourth open enrollment period for the Health Insurance Marketplace is underway for those looking to renew their current runs from November 1, 2016 through January 31, 2017. Consumers can enroll in Medicaid at any time throughout the year.
- Financial assistance may be available. While insurance premiums have increased for some consumers, most will not see a higher cost due to the increase in the subsidies available to help individuals afford the cost of their coverage. If purchasing coverage through the Marketplace, consumers could be eligible for tax credits or subsidies to help offset the cost.
- Need coverage on January 1? In order for a person to have coverage effective starting January 1, 2017, individuals must enroll in a plan by December 15.
- We’re here to help! In-person assistance is available free of charge at community health centers located across the state of Iowa. A Certified Application Counselor (CAC) can assist consumers with enrolling in coverage and determining eligibility for both Marketplace plans and Medicaid. Click here to locate a health center near you.
- Concerned about losing your health coverage? While there is uncertainty about the future of the Affordable Care Act and plans offered through the Health Insurance Marketplace, it is still important to make sure you have health coverage for 2017.
For more information about the Health Insurance Marketplace, visit healthcare.gov. Individuals can enroll in Marketplace coverage at healthcare.gov or by calling 1 (800) 318-2596 (TTY: 1 855 889-4325).